Finance or Lease a New Vehicle in Baltimore, MD at Bob Davidson Ford


There is no question about the durable components, powertrain longevity, and timeless style that models from the Ford and Lincoln lineups offer. New models mixed with returning classics showcase the Ford and Lincoln brands' commitment to producing what buyers like, and we always look forward to updating our new inventory.

While the reliability and range of Ford and Lincoln vehicles is something you've come to expect, deciding which financing method to use can be more complex. That's why we have a team of professionals in our finance center to provide advice, guide you along the way, and answer your questions as you complete your loan or lease arrangement.

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Should You Lease Your New Bob Davidson Ford Lincoln Vehicle?

Loan vs. Lease

If you've ever gotten confused when comparing an auto loan versus an auto lease, you aren't alone. These two financing arrangements are quite similar, but there are a few major differences to consider. Both loans and leases will consist of monthly payments for a set amount of time. You'll pay interest on both, although auto lease agreements typically have a lower interest rate. You'll also have a lien holder with a loan and a lessor in a lease who will need to have their financial investment in your vehicle protected, likely in the form of full coverage insurance.

The main difference between an auto loan and a lease is the resulting desire to own your vehicle at the end of the financing term. For those who want a bit more freedom, an auto lease will be a better option. You'll be able to drive your selected car, truck, or SUV for a set period of time and return the vehicle to the lessee at the end of the term. You are then free to initiate a new lease, take out a loan, or pay cash for a different vehicle.


Benefits of Financing

Picking the Right Finance Arrangement for Your Life

The most important aspect of picking out a new or used vehicle from our dealership near Middle River is also selecting a financing solution that fits your budget and ownership goals. You most certainly have questions about lease or loan arrangements, and our professionals have answers. Not only will we guide you through the entire financing process, but we will also answer any questions that may come up to ensure you understand everything about your finance agreement. In a no-hassle environment, we present options to you without pressure to make a quick decision. Knowledge is key to being happy with your purchase, and our team has a goal to get you across that finish line, fully knowing everything you've committed to before you sign.

You Can Trust Our Baltimore Dealership


As a family-owned dealership that has been serving the Baltimore area for 60 years, we take customer service seriously. Not only do we focus on giving back to the community that has helped us succeed, but we also put an emphasis on educating our clients on auto financing options to enhance their Ford buying experience. On-site financing makes buying a Ford or Lincoln vehicle from our dealership a breeze. From browsing and test driving to signing a loan or lease agreement, our professional team will be with you every step of the way.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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  1. Bob Davidson Ford Lincoln

    1845 E. Joppa Road
    Baltimore, MD 21234

    • Sales: (877) 885-7890
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Get in Touch

  • Contact our Sales Department at: (877) 885-7890
  • Monday9am-8pm
  • Tuesday9am-8pm
  • Wednesday9am-8pm
  • Thursday9am-8pm
  • Friday9am-8pm
  • Saturday9am-6pm
  • SundayClosed